https://www.vitalbenefitplan.com/home daily 1.0 2022-11-29 https://images.squarespace-cdn.com/content/v1/56df303245bf21675033762a/1461105841137-J3OC5U27TZ5O8P73OUOC/AdobeStock_90921925.jpeg Vital Health Savings Plan Home - Modern, Flexible Health & Dental Benefit Plans Whether you’re Self-Employed or Incorporated, our health benefit plans are flexible, simple and in your control! Never worry about unexpected healthcare costs again! https://www.vitalbenefitplan.com/how-it-works daily 0.75 2016-03-11 https://images.squarespace-cdn.com/content/v1/56df303245bf21675033762a/1457640484749-42EAUL4RG53KEGOONSGV/VH_Steps-%5BRecovered%5D_01.gif How it works - Step 1. Healthcare expense is incurred by claimant A healthcare expense is incurred by the PHSP member. https://images.squarespace-cdn.com/content/v1/56df303245bf21675033762a/1457640484749-42EAUL4RG53KEGOONSGV/VH_Steps-%5BRecovered%5D_01.gif How it works - Step 1. Healthcare expense is incurred by claimant A healthcare expense is incurred by the PHSP member. https://images.squarespace-cdn.com/content/v1/56df303245bf21675033762a/1457640514579-JZXI2WL2SBNTXO0D33DI/VH_Steps-%5BRecovered%5D_04.gif How it works https://images.squarespace-cdn.com/content/v1/56df303245bf21675033762a/1457640527343-XVVX0KP96BV4DO5AN2LT/VH_Steps-%5BRecovered%5D_06.gif How it works - Step 2. Original receipt is submitted to the employer Employers need to be cognizant of the Privacy Act. https://images.squarespace-cdn.com/content/v1/56df303245bf21675033762a/1457640557095-XKIFAB0RPKE53NBPBORQ/VH_Steps-%5BRecovered%5D_04.gif How it works https://images.squarespace-cdn.com/content/v1/56df303245bf21675033762a/1457640542931-2Z0XPU5KVH56Z1S7ZH10/VH_Steps-%5BRecovered%5D_08.gif How it works - Step 3. Original receipt plus premium is submitted to The Health Plan. The employer sends the original receipt(s) and a cheque payable to The Health Plan in the amount of (a) the total cost of the healthcare expense , plus (b) a 10% administration fee, inclusive of applicable provincial premium tax. May vary by province, plus (c) GST/HST payable on the administration fee *PST May be payable for a corporation providing benefits to their employees https://images.squarespace-cdn.com/content/v1/56df303245bf21675033762a/1457640605069-95YEINJT67KO48PMGIPS/VH_Steps-%5BRecovered%5D_04.gif How it works https://images.squarespace-cdn.com/content/v1/56df303245bf21675033762a/1457640578766-YE39NPUJ0B76JTRBUQET/VH_Steps-%5BRecovered%5D_10.gif How it works - Step 4. Claim is processed The Health Plan adjudicates and processes the claim. https://images.squarespace-cdn.com/content/v1/56df303245bf21675033762a/1457640619874-ZWXO6G4Z41XUATRRVBAJ/VH_Steps-%5BRecovered%5D_04.gif How it works https://images.squarespace-cdn.com/content/v1/56df303245bf21675033762a/1457640643794-BTJIE9DD4SK8CP1CVXM4/VH_Steps-%5BRecovered%5D_12.gif How it works - Step 5. Claimant pays credit card account or recovers personal funds. The claimant receives reimbursement, recovering personal funds or if applicable pays their credit card bill within 20 days, thus incurring no out-of-pocket expense. https://images.squarespace-cdn.com/content/v1/56df303245bf21675033762a/1457640681086-A57OO5EJXDCK9LPCLIU6/VH_Steps-%5BRecovered%5D_04.gif How it works https://images.squarespace-cdn.com/content/v1/56df303245bf21675033762a/1457730516881-U1TYZGFQZNTXVT4IFXLX/VH_Steps-%5BRecovered%5D_14.gif How it works - Step 6. Reimbursement sent to claimant The Health Plan sends a cheque payable to the claimant for 100% reimbursement of their healthcare expense. https://www.vitalbenefitplan.com/about daily 0.75 2018-01-03 https://images.squarespace-cdn.com/content/v1/56df303245bf21675033762a/1457646293352-84RF27TIMBVUDLD3BTBZ/shutterstock_106745513.jpg The Tax Savings https://www.vitalbenefitplan.com/whatever daily 0.75 2016-05-18 https://images.squarespace-cdn.com/content/v1/56df303245bf21675033762a/1461079948954-ENNN6142GYHYJUZADFHF/shutterstock_132315770.jpg The Boring Stuff https://www.vitalbenefitplan.com/self-employed daily 0.75 2016-05-18 https://images.squarespace-cdn.com/content/v1/56df303245bf21675033762a/1457646293352-84RF27TIMBVUDLD3BTBZ/shutterstock_106745513.jpg self-employed https://www.vitalbenefitplan.com/faq daily 0.75 2022-11-04 https://images.squarespace-cdn.com/content/v1/56df303245bf21675033762a/1460992096396-7CQJLOYVJ9VQOSXWG1X2/shutterstock_64641808.jpg Frequently Asked Questions https://www.vitalbenefitplan.com/forms daily 0.75 2022-11-29 https://images.squarespace-cdn.com/content/v1/56df303245bf21675033762a/1457963922757-M5B5VSIM26OXWW821WQZ/shutterstock_58214737.jpg Vital Health Savings Forms https://www.vitalbenefitplan.com/contact-us daily 0.75 2016-04-19 https://images.squarespace-cdn.com/content/v1/56df303245bf21675033762a/1461106561993-U82CAJDH8PEPBEO9ZUJZ/AdobeStock_83992584.jpeg Contact Vital Health Savings Plan https://www.vitalbenefitplan.com/the-steps-1 daily 0.75 2016-04-18 https://images.squarespace-cdn.com/content/v1/56df303245bf21675033762a/1457730822337-8DUCSBX78K9Q5VGRAUOO/240_F_102911859_6ZkuHe22p1JUzq5w0k7NvJF8LE2j1xzx.jpg The Steps for Incorporated Businesses https://www.vitalbenefitplan.com/employer daily 0.75 2016-05-18 https://images.squarespace-cdn.com/content/v1/56df303245bf21675033762a/1460993337177-CJ3HP3BIFK6JO3HXZ29H/shutterstock_9729460.jpg Small to Medium-Sized Business Employer https://www.vitalbenefitplan.com/incorporated-prof daily 0.75 2016-05-18 https://images.squarespace-cdn.com/content/v1/56df303245bf21675033762a/1461106424291-4T7BK3MTSXXY9TT2KNMX/AdobeStock_64824298-2.jpeg Incorporated Professional https://www.vitalbenefitplan.com/circle-text2 daily 0.75 2016-04-18 https://images.squarespace-cdn.com/content/v1/56df303245bf21675033762a/1461000598126-KQSBKBQDIJM4687ICXCV/circle How it works https://images.squarespace-cdn.com/content/v1/56df303245bf21675033762a/1549400457186-BHS1AO19DTVKU9173KKF/rawpixel-760037-unsplash.jpg How it works https://www.vitalbenefitplan.com/the-steps-1-1 daily 0.75 2016-04-18 https://images.squarespace-cdn.com/content/v1/56df303245bf21675033762a/1457730822337-8DUCSBX78K9Q5VGRAUOO/240_F_102911859_6ZkuHe22p1JUzq5w0k7NvJF8LE2j1xzx.jpg How it works for an Employer